Frequently Asked Questions
Find transparent, factual answers regarding our operations, enquiry procedures, fees, and services in Raipur.
General Business & Service Enquiries
Anjani Enterprises operates across eleven integrated divisions: Anjani Solar (3kW to 100kW rooftop & industrial solar energy plants), Anjani Wind (1kW to 5kW micro wind mill enquiries), Digital Signature Services (Class 3 DSC & USB tokens), Insurance Advisory (health, motor, commercial), Child Education Planning, Guaranteed Wealth Savings, Term Life Insurance, Bank CSP & Business Correspondent (BC) Setup, Loan Assistance (home, MSME, LAP, machinery), Digital Services (websites, SEO, branding), and Government Documentation (independent application guidance).
We are verified and anchored in Raipur, Chhattisgarh. We handle client enquiries from residents, commercial property owners, and industrial enterprises across Raipur and its immediate industrial clusters.
Yes. WhatsApp (+91 78790 43302) is our primary direct communication line. You can initiate a conversation at any time with a prefilled message relevant to your specific service division.
Yes. You can submit our short enquiry form and select a preferred callback date and time window (Morning 10 AM–1 PM, Afternoon 1 PM–4 PM, or Evening 4 PM–7 PM). Callback times are recorded as your preference and serviced promptly.
Process, Charges & Document Safety
Because statutory government fees, insurance premiums, bank processing fees, and solar system sizing depend on project parameters, we provide transparent, itemized quotes upon reviewing your requirement. We clearly separate our professional consultation charges from statutory third-party fees.
No. We never ask for sensitive banking credentials, passwords, or original identity documents for preliminary enquiries. Initial discussions are purely consultative and require only basic contact details and requirements.
No. Anjani Enterprises is an independent business enterprise providing professional consultation, facilitation, and documentation assistance. We are not a government department, banking institution, or certifying authority. Statutory decisions, loan sanctions, and approvals are governed exclusively by respective competent authorities.
Life Insurance, Child Education & Wealth Planning
Our certified insurance desk is led by Barkha Singh, certified advisor for SBI Life Insurance based in Raipur, Chhattisgarh (Direct Helpline: +91 78790 43302). We provide end-to-end guidance from personalized premium illustrations to documentation and claim filing.
Smart Platina Young Achiever is available for both boys and girls (SSY is girl-child only). Crucially, it includes an in-built Waiver of Premium (WOP) rider: if the parent meets with untimely demise, the insurer deposits all future installments and pays the full 100% guaranteed maturity fund on schedule, alongside 11x annual premium Day-1 life cover.
Returns are 100% guaranteed and stamped on your policy contract from Day 1. There is zero market risk or equity volatility. Furthermore, the entire maturity proceed is exempt from income tax under Section 10(10D).
You pay premiums for a limited term of 10 years and receive comprehensive life cover up to ₹1 Crore (+ ₹1 Crore accidental rider) for 30 full years. If you survive the term, 100% of all basic premiums paid are refunded to you at maturity with zero premium wastage.
Bank CSP, Kiosk Banking & Business Correspondent (BC)
You need: (1) Minimum age 18 years and 10th/12th pass mark sheet, (2) IIBF BC/BF certification cleared from Indian Institute of Banking and Finance, (3) Recent Police Verification Certificate (PVC) no older than 6 months, (4) Computer/smartphone, internet connectivity, and a UIDAI-certified biometric scanner (e.g., Mantra MFS100 / Morpho) or micro-ATM device, and (5) A commercial shop or service counter.
The most sought-after bank CSP networks in Chhattisgarh are: Chhattisgarh Rajya Gramin Bank (CRGB) CSP (widest rural & semi-urban network), State Bank of India (SBI) Grahak Seva Kendra / Bank Mitra, and Bank of Baroda Kiosk Banking.
Prominent empaneled Corporate BCs include: Fino Payments Bank / Fino Mitra (widespread AePS, micro-ATMs & merchant IDs), Alankit Limited (national corporate BC for SBI and Bank of Baroda), NICT Technologies (kiosk banking setups with public sector banks), PayPoint India (multi-bank CSP with 120+ services), and Saggraha Management Services (specialized banking outreach in CG).
Under Reserve Bank of India (RBI) and Indian Banks' Association (IBA) regulations, any individual acting as a Business Correspondent / Facilitator must possess minimum professional banking knowledge to prevent fraud, ensure customer data confidentiality, and deliver basic banking services responsibly.
Have a question that is not covered here?
Connect directly with our team in Raipur. We are happy to clarify your requirements.